John F. Glass

John, born and raised in AZ, received his Business Management degree from NAU in Flagstaff, AZ. He is a Certified Life Underwriter and a Chartered Financial Consultant.

John is very proud of his family and has three children; Ryan, Jeff and Chelsea. Ryan recently graduated from Tulane Medical School and will specialize in urology. Jeff graduated from the U of A in 1999 with a degree in communications. He is currently pursuing an acting career in Los Angeles and makes his living as a disc jockey. Chelsea attends California Lutheran University in Thousand Oaks, CA and is working on a degree in Computer Graphics.

John enjoys skiing, hiking and traveling. He also enjoys serving the community through public service. He is very involved in the Biltmore Kiwanis Club. He helps coordinate the club’s annual golf tournament to raise funds that recognize outstanding students at Kennedy and Monte Vista Schools. Eighty percent of the children attending these schools are on subsidized lunch programs. John is a past president of the Central Arizona Estate Planning Council.

John feels one of his biggest accomplishments is putting together the team at Glass Financial. The Glass Financial team is a unique blend of personalities and talents that stimulates creative synergy and fosters a customer-focused environment.

 John’s favorite restaurants are Gregory’s and Vincent’s. His two favorite authors are Tom Clancy and Stephen Covey.

Doug Cole

Doug was born in Ogden, UT and is the youngest of four children. He attended BYU in 1972, but interrupted his schooling to serve a two-year church mission in Brazil from 1973-1975. He graduated with Honors from BYU in 1977 and then attended Thunderbird Graduate School where he received his Masters With Honors in International Management in 1979. After graduation he took a job with the Pillsbury Company as a commodities trader in Omaha, NE. He traded grain until 1982 when he started working in the financial services industry.

Doug met his wife Terry, who also works at Glass Financial, at BYU and they were married in 1976. They have three children, John, Greg and Michelle. Doug’s hobbies include sports and reading. He enjoys watching sports and plays basketball several times a week. His two favorite authors are Tom Clancy and Robert Heinlein. His two favorite restaurants are Chino Bandido Takee Outee and Desert Moon.

 Future goals for the New Millennium-- Pan fry the big ones and throw back the little ones—keep improving on what works well and change what doesn’t—wants to become a better husband, father and businessman.

Michael Scanzello, RHU

Michael graduated from Penn State University with a degree in Chemistry. He moved to Arizona in 1971 where he went to Arizona State University to attain teaching credentials and spent 8 years teaching high school chemistry and physics in the Paradise Valley School District. Michael married Linda in 1979 and they now have three daughters. He has been in the health insurance field since 1982. Michael is president of GFG Benefits/Glass Financial Group Inc. and manages this division. He works primarily with businesses in providing for their Health Insurance and other employee benefits. Michael is involved with the local Greater Phoenix Association of Health Underwriters and the Arizona Health Underwriters since1985. He has been president of both of the associations and has attained the designation of Registered Health Underwriter (RHU).

Michael's top priority is offering the best quality products with professional service that you should expect.

James Rapisarda

I have been in the investment field for 12 years and a partner at Glass Financial Group for 11 years. During that time, I have also served as a Registered Representative and a Registered Principal with AIG Financial Advisors, Inc. My duties include branch management and compliance related issues.  Currently, I manage12 representatives attached to our SunAmerica Securities Branch Office.

The two most common questions asked of me are: Isn't your job very stressful? After managing money for 12 years I suppose you get accustomed to the daily gyrations of the markets. Whether the markets are up or down dramatically, the key is to focus on what you expect to happen next. One good thing about investment opportunities is that there is always tomorrow.

How do I keep up with the speed at which changes occur in the marketplace? Perhaps the greatest change lately is the part historical performance plays in developing investment strategy. While history may be a great teacher, it is not a good investment barometer of the future. We live in a time of speed and change. We need only to look at the changes that have occurred in our own lifetimes to realize the rapid pace of the world today. Keeping up with technology and information delivery are the most important tools being used to manage client accounts. In the future, a greater portion of our resources and time will be used to keep up with this trend.